Your household.
One simple place.
Track insurance, mortgages, gas, electricity, phone contracts and more. Keep costs, paperwork and important dates together, across the providers you already use.
Free to use·No credit card·Your existing providers
A place for what matters.
Policies, bills and contracts. Everything to hand.
LESS PAPERWORK. MORE LIVING.
A little order.
A lot less searching.
Start with what you have. We’ll help with the rest.
Drop in your documents.
An insurance policy, mortgage statement or household bill. Add a few files together, or enter the details yourself.
Review the useful details.
Enter details yourself or choose AI reading when available. Check your details, costs and dates before saving.
You stay organised.
A clear picture of your household commitments, with helpful renewal and review reminders.
A HOME FOR YOUR PEACE OF MIND
Made for the way life works.
Everything, in one place.
Insurance, mortgages, energy and phone contracts. Give every household commitment a home.
Take a closer lookNo surprise renewals.
Know what’s coming up, with helpful reminders before the dates that matter.
Take a closer lookA clearer kind of cover.
Understand the useful details, key limits and things to check in plain English.
Take a closer lookRoom for your whole household.
Shared bills, household policies, all your people. It fits the shape of your life.
Take a closer lookTRUST IS IN THE DETAILS
Personal paperwork.
Kept personal.
Your documents have a private home, with access limited to your household. You choose whether AI reads them, and you always get the final say.
How we look after your informationPeace of mind.
Without the price tag.
- Unlimited policies, bills & contracts
- Property & belongings, linked
- Private document storage
- Optional AI reading, when available
- Helpful renewal reminders
- Your household, together
No credit card. No need to change providers.
A FEW GOOD QUESTIONS
A little more clarity.
Can I track bills and mortgages as well as insurance?
Yes. Add mortgages, gas, electricity, water, broadband, phone contracts, subscriptions, rent and council tax. Record payments, account references and review dates, then attach your documents. Payments are entered manually; PolicyTrack does not connect to your bank or provider.
Is PolicyTrack really free?
Yes. The current free plan includes unlimited policies, bills and linked items, document storage and renewal reminders. Optional AI reading is available when enabled and requires your review. No credit card is required and there is no obligation to change your providers. Pricing and available plans may change in future. File-size and fair-use limits help keep the service available.
Do I need to change my insurer?
No. Keep the insurance and providers you already use. PolicyTrack gives all those policies one organised home.
What documents can I upload?
Policy schedules, certificates, renewal notices and policy wording in PDF, JPG or PNG format. Add up to eight files for the same policy at once, up to 20 MB each and 40 MB per batch. For HEIC photos, export a JPG or PDF first.
Can AI get something wrong?
Yes. Every extracted field can be checked and corrected before you save it. We highlight uncertain details and link to the source where available. Your insurer’s original policy wording remains authoritative.
START WITH A LITTLE KNOW-HOW
A clearer picture of your paperwork.
PolicyTrack is a free household wallet for the policies, bills and contracts you already have. Keep documents and dates together, then use these practical guides when you need a place to start.
One less thing
on your mind.
Your policies, mortgage and bills, finally together.
Get started free